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Policy on Responsible Lending

NorthCashLoansPlus.com is dedicated to safeguarding its consumer's from malicious payday loan lenders who engage in illicit lending techniques. We equip consumers with the knowledge they need in order to make responsible and informed decisions.

Trust and Truth

NorthCashLoansPlus.com's practices and policies have always and will always conform to the regulations which have been set forth by the Fair Lending Laws like the Truth in Lending Act. Prior to a consumer assuming any obligation in order to initiate the lending process they should and will be presented in writing the exact fees, rates, charges and roll over charges in addition to other details about their loan. You can visit our Rates and Fees to find out about the current regulations and laws in your state.

Fair Lending

According to the Dodd-Frank Wall Street Reform Act every lender which includes payday loan lenders need to engage in what it terms as "fair lending" practices. The Consumer Financial Protection Bureau has been tasked by this act to enforce fair lending rules and regulations.

Practices for Fair Debt Collection

We try to work with lenders that follow all the provisions of the stated Fair Debt Collection Practices Act which is enforced currently by the Federal Trade Commission. NorthCashLoansPlus.com is not the actual lender. NorthCashLoansPlus.com does not collect any debts from consumers. Every lender in our network is required to follow the following Statues which are:

Calling consumers on their telephone prior to 8 a.m. or post 9 p.m.
Contacting their consumers via telephone with the malicious intent of harassing, or annoying or even using abusive language is prohibited
Using misrepresentation and deception for debt collection
Threatening with legal recourse even though no legal action is allowed

If a lender is found to be violating any of the above FDCPA statues NorthCashLoansPlus.com will not hesitate to stop doing business with that company and file a report with the Federal Trade Commission.

Current State Regulations

NorthCashLoansPlus.com encourages lenders in its network to follow federal and state regulations. These often include the strict conformity with local laws in regards to their interest rates, maximum loan terms, rollover limits, fees, cool off periods in between loans, and much more.

STEP 1

Complete the form
STEP 2

We match you with a
lender based on their
requirements and direct
you to their site
STEP 3

The lender will then
display their loan rates
and conditions for the loan
You're done!

Cash is directly deposited
to your bank account as
soon as possible!

Consumer Notice: The loans provided by the lenders in our network are payday loans (also known as cash advances, or payday advances), which are designed to provide short-term cash relief until the next time a consumer gets paid. Payday loans are not a solution for consumers facing debt and credit difficulties, and should not be used on a long-term basis. It is highly recommended that consumers educate themselves on the risks associated with payday loans, alternatives to payday loans, and federal and state laws that apply to payday loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. North Cash Loans Plus is not a lender and does not make loan or credit decisions. North Cash Loans Plus provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. North Cash Loans Plus is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

You are under no obligation to use North Cash Loans Plus's service to initiate contact, nor apply for credit or any loan product with any service provider or lender.

Subject to our Privacy Policy, North Cash Loans Plus will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. North Cash Loans Plus does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender.

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.

Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.

You will not be charged any fees to use North Cash Loans Plus's service. Learn more about Rates & Fees.

Policy on Responsible Lending

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You're done!